Can I Refinance?

Can I refinance? With today's mortgage rates near an all time low, asking ?Can I refinance?? may be the smartest idea a homeowner can ask. In recent months it seems you can just turn on the TV and watch rates dropping day by day. Savy homeowners can take advantage of never before seen interest rates to cut huge amounts off their mortgage payment. ?Can I refinance?? The answer is maybe, lets take a look at the major factors that will not only ans