- saldo-balance (a "chess" table) for a private, family or firm budget; - Operations are stored in a true database (MS Access mdb file); - fields in an Operation record are: Date, From, To, Sum, Comment; - categories of Operations are stored automatically; - setting a Dates range for a list of Operations and Balance; - saving a list of Operations and Balance to a txt file; - showing a lot of Balances simultaneously;